Elective residence visa for Italy
The Elective Residence Visa is a long-term national visa that allows non-EU citizens to relocate permanently to Italy without engaging in any employment activity. Applicants must demonstrate that they have independent, stable, and sufficient financial resources to support themselves over time. This visa is an ideal solution for retirees, individuals with passive income, investors, or families who wish to live in Italy for its quality of life, climate, and cultural heritage.
The visa is initially issued for one year. After entering Italy, it must be converted into an Elective Residence Permit (permesso di soggiorno per residenza elettiva) within 8 days of arrival. The residence permit is renewable, provided that all requirements continue to be met.
Financial and Asset Requirements
The core requirement is proof of substantial financial resources not derived from employment, such as pensions, investment income, rental income, or significant liquid assets. Current regulations indicate a minimum annual income of approximately €31,000 for a single applicant, with higher thresholds required when family members are included.
Recent administrative case law has clarified that large sums held in personal bank accounts may also be considered acceptable for meeting the financial requirement, provided they are properly documented and consistent with a long-term, stable financial outlook.
Housing in Italy and Life Project
Applicants must prove the availability of suitable accommodation in Italy—either owned or leased—intended to become the habitual residence of the applicant and any accompanying family members. Purchasing a property is considered a particularly favorable factor in consular assessments.
Increasing importance is placed on demonstrating a genuine intention to reside permanently in Italy. The Elective Residence Visa is not intended for occasional or purely strategic stays, but for a true and credible long-term life plan in the country.
Comprehensive Relocation Services
Applying for an Elective Residence Visa requires a structured, multidisciplinary approach. A qualified relocation service supports clients at every stage of the process: from the preliminary assessment of eligibility, to the preparation of the consular application file, from real estate assistance to arrival support in Italy, and through to the issuance and renewal of the residence permit.
Professional assistance significantly reduces the risk of refusal and ensures that relocating to Italy becomes a secure, well-planned, and smooth experience.
Health Insurance and Family Members
Applicants must obtain international health insurance valid throughout the Schengen Area, with adequate coverage for medical expenses, hospitalization, accidents, and repatriation.
The visa may be extended to cohabiting family members, provided that the overall financial resources are sufficient for the entire household. Health insurance is also required for the issuance of the residence permit. After arrival in Italy and issuance of the residence permit, applicants may either:
continue with private health insurance, or voluntarily enroll in the Italian National Health Service (Servizio Sanitario Nazionale – SSN) by paying an annual contribution of approximately €2,000.
Enrollment in the SSN grants access to a health card, a primary care physician, and full access to Italy’s public healthcare system.
SmartLivingItaly manages every aspect of the Elective Residence Visa process—from the initial eligibility assessment to the preparation of the consular dossier, from housing assistance to arrival management in Italy, and through to the issuance and renewal of the residence permit. This comprehensive support significantly reduces the risk of denial and transforms the move to Italy into a secure, carefully planned, and stress-free experience.
